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Moving Insurance

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WHY IS INSURANCE IMPORTANT

Although F+N take every care to protect your things and we choose our overseas partners carefully to provide a similar level of service, things can happen which are beyond our control. For this reason we offer either Standard Liability or Limited Liability cover against loss or damage.

UK & EUROPEAN COVER

TRANSIT

Moving insurance will cover your things whilst they are in our care and control, against loss or damage, subject to the policy terms and conditions. We offer indemnity cover against all risks within our terms and conditions which is activated by the completion of the Schedule of Goods form we’ll provide with the quotation.

STORAGE

If you are paying us for all or part of your removal to be stored in our own or an approved agent’s warehouse cover is included if you have completed the Schedule of Goods form.

PREMISES PROTECTION

If any damage should occur to your property during the move you are covered in the case of an unexpected incident. This provides cover for the property you are moving from and the property you are moving to against accidental damage caused by our staff.

‘DEEP SEA’ INTERNATIONAL MOVING COVER

TRANSIT AND STORAGE INSURANCE

This will cover your things whilst they are in our care and control, against loss or damage, subject to the policy terms and conditions. We offer indemnity cover against all risks within our terms and conditions which is activated by the completion of the Overseas Moving Valuation form we’ll provide with the quotation.

STORAGE INSURANCE

If you are paying us for all or part of your removal to be stored in our own or an approved agent’s warehouse cover is included if you have completed the Overseas Moving Valuation form.

PREMISES PROTECTION

If any damage should occur to your property during the move you are covered in the case of an unexpected incident. This provides cover for the property you are moving from and the property you are moving to against accidental damage caused by our staff.

We are indemnified on your behalf against damage or loss. Our quotation terms and conditions (available on this site) spell out what is covered in simple English. If you choose to pay the extra charge to enhance your cover you can rest assured that even in the unlikely event of a problem your things are covered so you won’t be out of pocket. Any payment made to us is guaranteed by the BAR Overseas Group’s pre-payment scheme and further backed up by FIDI.

This explanation should be read in conjunction with our Terms and Conditions which set out our Liability to you for loss or damage to goods or property.

Limited Liability
Under this option we will only accept liability for loss or damage to your effects if we have been negligent. Certain circumstances are specifically excluded (see T&C clause 9.2); even if we do have a liability to you we restrict it to £40 for any one item. We suggest that you only consider this option if you already have appropriate insurance cover in place

Standard Liability
This is recommended. Under this option we accept liability for any loss or damage to your effects until delivery to your chosen destination. You will need to pay the appropriate premium and complete an Overseas Removal Valuation Form

Completing the Valuation Form
Make sure that all items for which you require us to accept Standard Liability are detailed on the valuation form. The form has been designed to help you remember all the effects in your consignment but this is intended as a guide only. There are a number of blank spaces for you to insert items not specifically listed. The items marked with a cross simply indicate they are not numerically quantifiable and just need a value. 

Exclusions
As suggested above please ensure that you read the Trading Conditions and check the exclusions detailed within clause 11 of the contract.

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